Last updated: July 2026
Welcome to the MR K & ASSOCIATES PTY LTD (“we”, “our”, “us”) website. By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use immediately.
These Terms & Conditions apply to all visitors, clients, and users, including international guests.
The content on this website is provided for general informational, educational, and illustrative purposes only. Nothing on this website constitutes:
financial advice
investment advice
legal advice
tax advice
scientific or technical certification
professional consulting advice
or any other regulated form of guidance
All commentary, analysis, opinions, models, frameworks, and articles reflect the views of the author(s) at the time of publication and may change without notice.
We make no representation or warranty regarding the accuracy, completeness, or reliability of any information provided.
You must not rely on any information on this website as a substitute for professional advice. Before making decisions relating to business, finance, investment, legal matters, scientific projects, technology implementation, or any other professional domain, you should:
conduct your own independent research
verify information independently
seek advice from a qualified, licensed, or accredited professional
MR K & ASSOCIATES PTY LTD accepts no liability for actions taken based on website content.
Some content on this website — including images, graphics, conceptual illustrations, and certain descriptive or creative elements — may be generated using artificial intelligence tools.
We make no guarantee that AI‑generated content is:
factually accurate
scientifically validated
free from artefacts or interpretation errors
suitable for professional decision‑making
AI‑generated content is provided for illustrative and conceptual purposes only.
Articles, insights, commentary, and research notes published on this website are intended to:
explore ideas
present conceptual frameworks
discuss multidisciplinary topics
share general observations
stimulate thinking
They are not intended to provide definitive guidance or authoritative conclusions.
As with the disclaimer used on The Art of Markets, all content is:
subject to change
opinion‑based
not guaranteed for accuracy
not intended as actionable advice
Past performance, historical trends, or referenced models do not indicate future outcomes.
All content on this website — including text, graphics, logos, images, designs, branding, and AI‑generated materials — is the property of MR K & ASSOCIATES PTY LTD unless otherwise stated.
You may not:
reproduce
distribute
modify
republish
or use any content for commercial purposes
without prior written permission.
This website may contain links to external websites. We are not responsible for:
the content
accuracy
privacy practices
or security
of any third‑party site.
Accessing external links is at your own risk.
To the fullest extent permitted by Australian law, MR K & ASSOCIATES PTY LTD, its directors, officers, employees, contractors, and affiliates accept no liability for any loss, damage, or consequences arising directly or indirectly from:
use of this website
reliance on any information provided
errors, omissions, or inaccuracies
interruptions or technical issues
third‑party content
AI‑generated materials
or any decisions made based on website content
This includes (but is not limited to) financial loss, business interruption, reputational damage, or data loss.
If you are accessing this website from outside Australia:
you are responsible for ensuring compliance with local laws
you consent to the processing of data in Australia
you acknowledge that content may not align with regulatory requirements in your jurisdiction
We do not guarantee:
uninterrupted access
error‑free operation
compatibility with all devices
or continuous availability
We may modify, suspend, or discontinue any part of the website at any time without notice.
Your use of this website is also governed by our Privacy Policy, which outlines how we collect, store, and use personal information in accordance with Australian Privacy Principles (APPs).
We may update these Terms & Conditions at any time.
Changes take effect immediately upon publication on this page.
These Terms & Conditions are governed by the laws of Victoria, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of Victoria.
For questions regarding these Terms & Conditions, please contact:
MR K & ASSOCIATES PTY LTD
Email: connect@mrkandassociates.com.au
Phone: +61 477 640 552
Address: PO Box 495 South Melbourne VIC 3205